Meeting the challenges of T+1
On 11 October 2027, the EU, UK and Switzerland will adopt T+1 settlement. Is your firm ready to meet the challenge?
North America moved to T+1 settlement in 2024. Post-trade processing windows decreased by 80%. Firms that didn’t have the right systems in place added as much as 18% to their middle-office operations teams to handle it.
The change in the EU and UK will be more complex, involving 27 jurisdictions, 30+ CSDs, multiple currencies and market practices - even time zones. Automation is no longer a ‘nice to have’. It’s a survival tool. But truly managing these changes will require a move beyond just ‘automation’ to truly agile data practices and a new operating model that goes beyond this next transition, so you can meet whatever comes your way with transparency and trust.
Agile data, not just automated processes
Maintaining existing processes has likely been challenging – if not impossible – especially with clients in other time zones. Moving to managing exceptions on trade date will require significant process change.
Without a fundamental shift to a data-centric approach, firms will struggle to meet deadlines and data requirements. This will likely mean moving to intra-day, proactive exception management.
CHALLENGE
Fundamental shift in processes
PROBLEM
Exceptions will now need to be found and managed on T+0. Overnight batch processes, manual break investigations and workarounds will need to go.
Existing processes across the business – from collateral management to intercompany transactions – will need to accommodate new timelines.
SOLUTION
In Duco you can build and adapt processes quickly as business needs change. Use agents, or no-code NRL. You can trigger intra-day snapshot runs at specific times or as submissions come in, proactively managing exceptions and getting a jump on investigations.
CHALLENGE
Preventing breaks before they happen
PROBLEM
Exceptions take too long to manage. You can try to throw more people at the problem, but it’s costly and likely not to make enough of a difference. Getting to better data will be the key, but how can you prevent breaks before they happen?
SOLUTION
Start with better data. Duco can help you prevent exceptions before they happen. Aggregate data from many sources, validate things like SSIs before trades happen, and push into upstream systems or downstream to reconciliations. You get the right data in one place to get out in front of breaks, without significant added cost.
CHALLENGE
Managing exceptions faster
PROBLEM
Even with data-centric processes and pre-trade validation, breaks will happen and they need to be managed as quickly as possible. But investigations by email aren’t going to cut it.
SOLUTION
Duco’s best-in-class match rates mean you’re filtering out the noise and not wasting time on false breaks. Agentic exception workflows help you get to investigations faster with automate labelling and assignments to cut investigation times significantly.
Getting to the right data. Fast.
The Duco platform is the only choice when you need to respond fast, stay in control of your data, create transparency and future-proof your operations.
Agile compliance
Meet trade-date deadlines with confidence. From reference data validation to exception workflow automation, Duco keeps you a step ahead of each T+1 milestone, not scrambling after it.
Reduce risk
Ensure the integrity an accuracy of your data and strip out manual processes to minimise risk while maximising speed.
Hassle-free
Agentic workspace helps you build, optimise and investigate breaks fast and accurately. Without the need for IT projects. All decisions are documented and fully auditable.
Always ready
Our platform is data agnostic and easily connects to both upstream and downstream systems. Whether it’s the regulation that evolves or your tech stack, Duco’s data quality solution comes with flexibility baked in to keep you future-proofed.
Agentic workspace for T+1
Duco’s agentic workspace enables enables faster intra-day reconciliations, agentic exception workflows and intra-day break investigations: the automation that matters for T+1.
Background agents work on the first pass of break resolution overnight, analysing the data, attesting false-break noise with evidence, and preparing a queue for teams to validate before moving on to real breaks.
Seeing is believing
Book a 30 minute demo to see Duco in action and discover a faster, smarter way to manage your data.





